JAI Finance

Your personal finance command centre

v0.5.3 · JMD + USD

Local preview. Financial data stays in this browser until you configure Supabase and sign in. Do not enter account numbers, passwords, or banking security codes. Cloud mode requires the included database security policies.

🔐 Secure cloud account

Local preview — cloud not configured.

LOCAL

Weekly allowance

J$10,000

Configurable

Recorded JMD cash flow

J$0

Transactions entered here only; not a bank balance

Weekly budget after reserves

—

Planning estimate, excludes rent

Outstanding reimbursements

J$0

Not counted as available cash

Budget settings

Weekly allowance (JMD)Weekly bus fareWeekly food and groceriesWeekly savings reserveMonthly electricity paid from allowanceMonthly ChatGPT Plus (JMD estimate)Monthly Spotify Duo (USD)USD → JMD planning exchange rateMonthly Canva (JMD)Monthly internet (your net share, JMD)

Uses four allowance payments per month for conservative budgeting. Rent is separately funded.

Add transaction

Shared expenses

✈ Work & Travel 2027

Plan your US earnings and 2017 Infiniti QX50 RWD goal. Separate from your college allowance.

USD planning

Gross earnings projection

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Before deductions

Projected take-home savings

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After modeled costs and withholding

Remaining to $30k goal

—

Based on gross earnings target

QX50 purchase fund

—

Saved versus total vehicle budget

Employment & expenses

Gross earnings goal (USD)Primary hourly wage (USD)Regular hours per weekWeeks workedOvertime hours per week (assumed 1.5× rate)Additional job gross earnings (USD)Estimated withholding / tax percentageProgram fee (USD)Other one-time expenses: flight, visa, etc. (USD)Weekly living costs (USD)

🚙 2017 Infiniti QX50 RWD fund

Vehicle purchase price goal (USD)Vehicle taxes, fees, shipping/import and repairs (USD)Already saved toward vehicle (USD)Amount of projected W&T savings to allocate to vehicle (%)

Total vehicle goal

—

Goal feasibility

Overtime at 1.5× is a planning assumption, not a guarantee. Actual payroll, taxes, eligibility and hours must be confirmed.

The $30,000 target is treated as gross earnings, not cash saved. Vehicle prices, import costs and other unknown expenses start at zero as placeholders, not quotes. All amounts are editable. This module does not import bank transactions or change your college budget.

✉ Bank email import — v0.5.3

Paste one NCB or Scotiabank purchase alert. Review and approve before recording.

MANUAL

No Gmail access. Never paste verification codes, passwords, security notices, or full account numbers. Raw pasted text is not saved to cloud storage.

Bank alert text

🏦 Accounts & balances

Manual ledger, no live bank connection. Balances = opening balance + recorded activity.

v0.5.3

Reconcile a balance

Compare your ledger against a balance you manually read from your bank. This does not change transactions.

Account Bank-reported balance Statement date

Latest reconciliation

No balance check yet.

For a meaningful comparison, record transactions through the statement date and use a matching opening-balance date.

Add an account

Manage opening balances

Opening balances are a starting snapshot, not income. Enter the amount from your chosen starting date. Never enter account numbers or credentials.

Account activity

Date	Account	Type	Description	Amount	Actions

Transfers update both account balances but do not count as income or expenses. Cross-currency transfers use the amount actually received, not an estimated FX rate.

Transactions

Date	Account	Description	Category	Type	Amount

Next release: bank alert ingestion, statement reconciliation and business accounting. No bank connection is active in this prototype.